SecurePay Advantage works with all accounting applications, converting and transmitting positive pay files
​that meet your bank's requirements. No more check format errors! The finest in check fraud prevention: SecurePay Advantage!

Download SecurePay Brochure Here

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Positive Pay

Establishes a partnership with your bank to prevent fraud!

Easy Implementation

Works with any accounting system. Converts data to file your bank can read and transmits directly to bank. Stops fraud!

Security

Protect yourself from the billions of dollars in check fraud that occurs annually. SecurePay stops fraud!

SecurePay Advantage: ​Stop Check Fraud!

Protect your checks with SecurePay Advantage by establishing a Positive Pay partnership with your bank to prevent fraud. SecurePay™ is used by tens of thousands of businesses, large and small. SecurePay is compatible with all accounting systems and with all computer platforms. 

Unmatched Security: Data encryption, a workflow approval process, warning notifications, user permissions, an event log, and an audit trail are built-in to SecurePay! Ask us for a demo!

​How Does SecurePay Advantage Work?

SecurePay Advantage works across all accounting applications to convert and transmit Positive Pay and ARP issue files that meet your bank's requirements.

SecurePay Advantage comes with the world's largest library of Positive Pay file formats.

​If any irregularities exist when checks are presented for payment, your bank will contact you for check verification. Check fraud prevention at its best!

SecurePay Advantage: Your Positive Pay Protection Against Check Fraud!

• SecurePay Advantage converts your check data into files that match your bank's specifications.
• Then, SecurePay transmits the converted files directly to your bank.
• SecurePay's positive pay partnership with your bank stops check fraud!
• Typically installs in less than 15-minutes!

Automate Positive Pay File Transfers with SecurePay's Transporter®

​For banks and businesses that want to streamline Positive Pay file exchanges, SecurePay Advantage powered by AP Technology’s Transporter provides a secure, automated way to transmit check issue and exception files between systems.

Key Capabilities of Transporter

Transporter is patented software designed to automate file transfers between banks and businesses while maintaining security, compliance, and reliability.
​​

• Automate file transfer from click of the mouse, dragging a file, a schedule or a file watcher
• Supports FTP, sFTP, FTPs protocols
• Supports password based, certificate based authentication, or both
• Test mode and detailed logs for debugging
• Automatically archive, delete, or move files after transmission

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Flexible Operating Modes

Transporter provides multiple automation options to fit different operational workflows:
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#1. Immediate Mode

Drag-and-drop or double-click files for instant secure transfer.​

#2. Scheduled Mode

Automate transmissions based on daily, weekly, or custom schedules.

#3. File Water Mode
​
Automatically send or receive files when a new file is detected.

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Built for Security, Compliance, and Automation

Transporter enables end-to-end automation by launching executable files or batch processes as part of a transmission workflow. It powers SecurePay Advantage to securely send or receive files from any network location while maintaining a complete audit trail of every action, user activity, file transfer, and system event.

A configurable event notification system ensures that multiple recipients can receive alerts for transmission activity, helping banks and businesses stay informed and compliant.

FAQ

What is Positive Pay and how does it prevent check fraud?

Positive Pay is a fraud-prevention service offered by banks that protects businesses against altered, forged, and counterfeit checks. With SecurePay Advantage, your check issuance data is automatically converted and transmitted to your bank. When a check is presented for payment, the bank matches it against your authorized list; if the details don’t match, the bank flags it as an exception for your review.​

How Does SecurePay Advantage Work?

SecurePay Advantage imports check data from any accounting package and any computer platform, and converts the check data into a Positive Pay file that matches your bank’s Positive Pay file specifications. Then, SecurePay transmits the files to your bank via automated web transmission or other secure data transfer method. SecurePay has the largest library of Positive Pay file formats.​

How long does it take to implement SecurePay Advantage?

Implementation is designed to be fast and non-disruptive. SecurePay Advantage typically takes less than 15 minutes to install. Our experts can help you set up the system to run fully automated or with just a few clicks, ensuring your check protection is active almost immediately. ​

Is SecurePay Advantage compatible with my current accounting software?

Yes. SecurePay Advantage is compatible with all accounting systems and with all computer platforms (including QuickBooks, Sage, Microsoft Dynamics, and custom ERPs). It converts your business user check files into the appropriate bank format and automatically transmits them to your bank’s Account Reconciliation Program (ARP).​

What specific security features are built into SecurePay?

SecurePay provides unmatched security layers, including:

• Data Encryption: To protect sensitive financial information.
• Workflow Approvals: Multi-level permissions to ensure only authorized users can issue files.
• Audit Trails & Event Logs: Complete transparency into every transaction and user action.
• Notifications: SecurePay Advantage can print or email notifications to any recipient for additional security and/or required file processing.

Does SecurePay support my bank’s specific file format?

Yes. SecurePay Advantage comes with the largest library of Positive Pay and ARP (Automated Reconciliation Program) file formats. Whether you work with a top-tier national bank or a local credit union, SecurePay can transmit files that meet your bank’s exact technical specifications.​

What happens if a fraudulent check is presented to my bank?

If any irregularity exists—such as a mismatched check number, altered amount, or unauthorized payee—your bank will contact you for verification. You then have the power to authorize or reject the payment before any funds leave your account. If duplicate check numbers have been issued from the same account, SecurePay will notify you. ​

Do you provide customer service and help?

SecurePay Advantage is backed by the Tech Support Pros at AP Technology. You receive: 
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1- One Free Reinstallation per Year
2- One-Hour Technical Support Calls per year
3 - Enhanced Fraud Detection