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Replacing Obsolete Payment Systems: Banks and Businesses Are Upgrading to AP Technology

5/11/2026

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Replace outdated payment systems like Secure32 and Create-A-Check with APSecure from AP Technology. Modernize payment issuance with automated workflows, Remote Official Check Printing, multi-payment support, and enterprise-grade security. 
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Many banks and businesses are still relying on outdated or discontinued payment issuance systems such as Secure32 and Create-A-Check. The financial landscape is changing dramatically, with today’s payment environments demanding greater automation, stronger security, flexible workflows, remote capabilities, and the ability to support multiple payment types from a single platform. That is why organizations across the United States and Canada are modernizing with APSecure from AP Technology.
 
For nearly 40 years, AP Technology has been a trusted pioneer in payment issuance solutions for banks and businesses. As older payment systems become obsolete or discontinued, organizations are discovering that replacing them is not simply about maintaining operations—it is about gaining competitive advantages with a payment solution that can grow with them.
 
Modern businesses need faster, more secure ways to issue and manage payments. Banks are seeking innovative tools that help attract and retain commercial customers while increasing deposits. No matter what the need, AP Technology is the solution, with a complete suite of payment issuance products.
 
APSecure is an advanced, automated, multi-payment issuance platform that replaces outdated payment software with a modern, scalable solution that grows alongside banks and businesses. Unlike legacy systems that were built primarily for traditional check printing, APSecure supports multiple payment types including modernized checks, ACH, wires, and digital payments within one secure environment.
 
One of the most powerful remote technology innovations driving new system adoption is Remote Official Check Printing. This technology being used by banks across the U.S. and Canada enables authorized business customers to securely print official checks remotely, reducing unnecessary trips to bank branches while accelerating business operations. Industries such as personal injury law firms, real estate offices, insurance organizations, automotive enterprises, and non-profits are utilizing remote payment technologies to close deals faster and improve operational efficiency.
 
For banks, this creates a major opportunity. Financial institutions can now provide advanced payment services to business customers in regions where they may not even have physical branch locations. Instead of requiring businesses to visit branches for official check issuance, banks can securely extend those services remotely through AP Technology solutions. This helps banks strengthen relationships, attract larger commercial accounts, and grow deposits through better business services.
 
Another key advantage of APSecure is its advanced, configurable workflow automation. Modern organizations often require complex approval processes, multiple signatures, release controls, user permissions, and audit tracking. Legacy systems frequently struggle to support these evolving requirements. APSecure’s configurable workflows allow banks and businesses to customize payment approval and issuance processes to fit their exact operational needs while improving security and efficiency.
 
Importantly, AP Technology solutions work with existing accounting systems and banking environments, minimizing disruption during migration. Organizations do not need to completely rebuild their operational infrastructure in order to modernize payment issuance.
 
Security also remains at the core of every AP Technology solution. As payment fraud and cyberattacks continue, businesses and financial institutions need payment platforms designed with advanced authentication, encryption, centralized user management, audit trails, and secure workflows. AP Technology combines enterprise-grade security with the speed, flexibility, and automation modern organizations require.
 
Replacing obsolete and discontinued payment systems such as Secure32 and Create-A-Check is no longer just an IT decision. It is a strategic business decision. Organizations that modernize payment issuance processes gain operational efficiency, stronger security, faster payment processing, improved customer experiences, and the flexibility to support future growth.
 
The future of payment issuance is automated, remote, secure, and multi-payment capable—and AP Technology continues to lead the way.

To learn more about modern payment issuance solutions from AP Technology, visit APTechnology.com or email [email protected].

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  • AP Technology Home
  • Products
    • APSecure: Payment Solution for Banks
    • SecureCheck: Check Issuance and Payment Processing
    • ezSigner Direct: Check Signing Software for Business >
      • ezSigner Direct: Check Signing Software That Digitally Adds Signatures to Checks and Documents
    • SecurePay: Positive Pay Check Protection >
      • SecurePay: Positive Pay Check Fraud Protection
    • TruPrint Secure Check Stock, MICR Toner >
      • Secure Check Stock, MICR Toner >
        • TruPrint Check Stock: 15+ Built-in Security Features
        • TruPrint MICR Toner: America's Favorite Toner for Check Printing
    • Checkrun: Modernized Check Payments for QuickBooks Online Users
    • Replace Create-A-Check with Secure Business Payment Software
  • Solutions
    • APSecure: Official / Cashier Checks >
      • APSecure: Enterprise Check Issuance for Banks, Government, and Large Businesses
    • Business Check Printing
    • ezSigner Check Signing >
      • The easy and secure way to electronically sign checks and forms
    • Positive Pay >
      • Positive Pay check fraud prevention made simple
    • Check Printing Supplies >
      • Secure Check Stock, MICR Toner >
        • Check Stock
        • MICR Toner
    • Checkrun
    • Secure32 Replacement Software by AP Technology
  • Partner With Us
  • Secure 32 Replacement
  • Support
  • AP Technology Company Info
    • About Us
    • Our Team
    • Careers
    • Contact Us
  • Press
    • Press Releases
    • In The News
    • White Papers
  • Did You Know? | Blog