According to the Association for Financial Professionals’ 2026 Payments Fraud and Control Survey, 68% of companies use checks for vendor payments because vendors require them—a 16% increase from 2024. Moreover, 72% of organizations expect to continue using checks for the foreseeable future.
Those numbers make a compelling case not for modernizing how they are issued.
Modernized Checks Without the Branch Visit
Remote Official Check (ROC) printing transforms a traditional bank payment into an on-demand payment issuance service. With AP Technology’s APSecure, authorized business customers can securely approve and print official checks remotely, eliminating trips to bank branches while accelerating time-sensitive payments. APSecure is specifically designed to extend bank services beyond physical branches and eliminate reliance on couriers and overnight delivery.
For banks, Remote Official Check Printing can be especially valuable when targeting businesses that frequently require immediate, secure disbursements—including real estate firms, law firms, title and escrow operations, insurance companies, automotive businesses and other payment-intensive organizations.
That creates an opportunity to attract new commercial relationships and deposits without building additional branches.
Automation Adds Speed, Security—and Control
Modernization also means eliminating repetitive manual processes. APSecure’s configurable workflow automation can automate approval chains, signatures and payment-release processes, helping organizations accelerate secure disbursements while maintaining structured controls.
Security is particularly important. AFP reports that 76% of organizations experienced attempted or actual payment fraud in 2025. Checks were the payment method most frequently impacted, but ACH debits and wire transfers were also targeted—reinforcing that fraud protection must extend across payment types.
APSecure addresses the broader payment environment with bank-level safeguards, authentication and encryption, centralized user management and SSO authentication. It combines ROC printing with checks, ACH, wires, cards and digital payments in one platform. Additional capabilities include mobile approvals, cloud scalability, accounting and ERP integration, API-driven core banking integration, attachments and reporting, and advanced processing queues for higher transaction volumes.
For financial institutions seeking to expand commercial services and pursue new deposit opportunities, APSecure can turn payment technology into a customer-acquisition tool.
For more information on APSecure, email AP Technology here: [email protected], or by visiting APSecure from AP Technology.
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