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Modernizing Payment Issuance: Bridge the Gap Between Checks & Digital

1/22/2026

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Discover how to automate check printing and digital payments. AP Technology helps banks and businesses streamline workflows, reduce fraud, and transition to digital at their own pace.
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Despite years of innovation in financial technology, the vast majority of businesses still rely on traditional checks as a core part of their payment issuance processes. Checks remain deeply embedded in day-to-day operations for many organizations because they are familiar, widely accepted, and trusted by payees. From payroll and vendor payments to insurance disbursements and settlement checks, paper checks continue to play a central role across industries. 

At the same time, businesses are increasingly adopting digital payments such as ACH and electronic deposits. This shift does not eliminate the need for checks; instead, it creates a more complex payment environment where multiple payment types must coexist. The real challenge for banks and businesses today is not choosing between checks and digital payments, but modernizing and automating payment issuance processes so that every payment type is faster, more secure, and easier to manage. 

This is where AP Technology can help. For more than 35 years, AP Technology has been the business payments pioneer, helping banks and businesses modernize how payments are issued, secured, approved, and controlled. Solutions such as APSecure, SecureCheck, SecurePay, ezSigner Direct, and Checkrun are designed to streamline payment workflows while preserving the flexibility businesses need to use checks, digital payments, or both. 

Even when checks remain part of the process, they no longer need to be manual, slow, or burdensome. With automated and configurable workflows, businesses can reduce approval bottlenecks, improve oversight, and minimize the risk of fraud. ezSigner Direct eliminates the need for manual check signing by securely applying authorized digital signatures and logos in a single print pass. SecureCheck and SecurePay add layers of control and protection, ensuring payments are issued accurately and compliantly. 

For banks, modernizing payment services represents a powerful opportunity to increase deposits and strengthen relationships with business customers. APSecure enables banks to extend modernized, advanced payment capabilities to existing and new customers, even in areas where there are no branch locations. Remote payment technologies make it possible for banks to serve a wider geographic footprint while delivering a better customer experience. 

AP Technology is the expert at helping banks provide their customers with Payee Deposit Choice, automated workflows, and remote payment technologies that include Remote Official Check Printing. Remote Official Check Printing is in use across the United States, enabling business customers such as law firms, real estate offices, automotive agencies, and non-profits to issue official checks securely from anywhere. This capability helps organizations close deals faster, complete transactions without delays, and reduce the need for repeated trips to branch locations. 

As businesses continue to balance traditional checks with growing digital payment adoption, having a payments partner that can evolve with them is essential. AP Technology modernizes checks today while guiding banks and their business customers toward digital payments when they are ready. With solutions that embrace AI, AP Technology delivers greater speed, convenience, security, control, and choice across the entire payment lifecycle. 

Are you a bank that needs to replace the discontinued Secure32 payment system? We can do that with minimal disruption. And if you are a business that is in need of replacing the also-discontinued Create-A-Check payment system, AP Technology can help you, too. 

To learn how AP Technology can modernize your payment issuance processes, contact AP Technology for a free demo at [email protected] or visit APTechnology.com to find the payment solution that is right for you. 
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  • AP Technology Home
  • Products
    • APSecure: Check Issuance for Banks, Government, and Large Businesses
    • SecureCheck: Check Issuance and Payment Processing
    • ezSigner Direct: Check Signing Software >
      • ezSigner Direct: Check Signing Software That Digitally Adds Signatures to Checks and Documents
    • SecurePay: Positive Pay Check Protection >
      • SecurePay: Positive Pay Check Fraud Protection
    • TruPrint Secure Check Stock, MICR Toner >
      • Secure Check Stock, MICR Toner >
        • TruPrint Check Stock: 15+ Built-in Security Features
        • TruPrint MICR Toner: America's Favorite Toner for Check Printing
    • Checkrun: Modernized Check Payments for QuickBooks Online Users
    • Replace Create-A-Check
  • Solutions
    • APSecure: Official / Cashier Checks >
      • APSecure: Enterprise Check Issuance for Banks, Government, and Large Businesses
    • Business Check Printing
    • ezSigner Check Signing >
      • The easy and secure way to electronically sign checks and forms
    • Positive Pay >
      • Positive Pay check fraud prevention made simple
    • Check Printing Supplies >
      • Secure Check Stock, MICR Toner >
        • Check Stock
        • MICR Toner
    • Checkrun
    • Replace Secure 32
  • Partner With Us
  • Replace Secure 32
  • Support
  • Company
    • About Us
    • Our Team
    • Careers
    • Contact Us
  • Press
    • Press Releases
    • In The News
    • White Papers
    • Did You Know? | Blog