Digital payments may dominate the headlines, but checks remain an important part of the American business payment ecosystem—particularly for higher-value transactions.
According to the Federal Reserve, approximately 9.2 billion check payments totaling $24.45 trillion were made in 2024. The average value of a check payment reached $2,653, nearly three times its average value in 2000. Meanwhile, checks continue to not only be relevant, but fundamental to business payment issuance.
The 2026 AFP Digital Payments Survey found that 87% of organizations still utilize checks.
Checks can give businesses valuable control over payment timing and cash flow. Yet, traditional manual check processes can also sometimes create inefficiencies. Modern payment technology combines the familiarity and control of checks with automated workflows, electronic approvals, security controls and remote issuance.
That's where APSecure from AP Technology comes in.
APSecure is a highly configurable, enterprise payment issuance solution designed for banks, credit unions and businesses with demanding payment requirements. It integrates with core banking systems and existing accounting platforms while automating payment processes such as workflows that can be configured to organizational preferences.
And APSecure isn't limited to checks.
APSecure provides multi-payment issuance, supporting Remote Official Checks, ACH, and more. Organizations can use the payment method appropriate for each transaction while managing issuance through a modern, scalable platform.
One of APSecure's most powerful capabilities is Remote Official Check Printing. Banks can securely extend official check issuance to authorized customer locations, even in markets where the financial institution has no physical branch.
Business customers such as law firms and real estate organizations can issue authorized official checks on demand instead of making unnecessary trips to a bank branch. That can mean faster transactions and faster deal closings.
For financial institutions, the opportunity extends beyond operational efficiency. Remote banking capabilities can help a bank compete for commercial relationships outside its traditional branch footprint, providing another tool for attracting business customers and the deposits that accompany those relationships.
Banks and businesses still relying on antiquated or discontinued payment issuance technology such as Secure32 have an opportunity to do more than replace an aging system.
APSecure provides a modern Secure32 replacement with configurable workflows, Remote Official Check Printing, multiple payment options, core-system integration and advanced security capabilities—all designed to scale as payment requirements evolve.
APSecure is used by banks and financial institutions throughout the U.S. and in Canada. Schedule an APSecure demonstration with AP Technology: Visit: https://www.aptechnology.com/apsecure-check-issuance-for-banks-and-businesses.html. Email: [email protected]
The 2026 AFP Digital Payments Survey found that 87% of organizations still utilize checks.
Checks can give businesses valuable control over payment timing and cash flow. Yet, traditional manual check processes can also sometimes create inefficiencies. Modern payment technology combines the familiarity and control of checks with automated workflows, electronic approvals, security controls and remote issuance.
That's where APSecure from AP Technology comes in.
APSecure is a highly configurable, enterprise payment issuance solution designed for banks, credit unions and businesses with demanding payment requirements. It integrates with core banking systems and existing accounting platforms while automating payment processes such as workflows that can be configured to organizational preferences.
And APSecure isn't limited to checks.
APSecure provides multi-payment issuance, supporting Remote Official Checks, ACH, and more. Organizations can use the payment method appropriate for each transaction while managing issuance through a modern, scalable platform.
One of APSecure's most powerful capabilities is Remote Official Check Printing. Banks can securely extend official check issuance to authorized customer locations, even in markets where the financial institution has no physical branch.
Business customers such as law firms and real estate organizations can issue authorized official checks on demand instead of making unnecessary trips to a bank branch. That can mean faster transactions and faster deal closings.
For financial institutions, the opportunity extends beyond operational efficiency. Remote banking capabilities can help a bank compete for commercial relationships outside its traditional branch footprint, providing another tool for attracting business customers and the deposits that accompany those relationships.
Banks and businesses still relying on antiquated or discontinued payment issuance technology such as Secure32 have an opportunity to do more than replace an aging system.
APSecure provides a modern Secure32 replacement with configurable workflows, Remote Official Check Printing, multiple payment options, core-system integration and advanced security capabilities—all designed to scale as payment requirements evolve.
APSecure is used by banks and financial institutions throughout the U.S. and in Canada. Schedule an APSecure demonstration with AP Technology: Visit: https://www.aptechnology.com/apsecure-check-issuance-for-banks-and-businesses.html. Email: [email protected]
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