Have you read the latest report from the Association for Financial Professionals (AFP)? Banks and businesses are operating in an increasingly complex payment environment where automation, speed, control, efficiency, and security must coexist. The 2026 AFP Payments Fraud and Control Survey Report highlights a critical reality: while payment methods continue to evolve, checks remain a vital and trusted component of business payments—they are being modernized, not replaced. 

According to the 2026 AFP report, 68% of organizations use checks for vendor payments, representing a 16% increase from 2024. Even more telling, nearly three-quarters (72%) of businesses surveyed plan to continue using checks for the foreseeable future. These findings reinforce what many treasury and finance professionals already know: checks are not going away anytime soon. Instead, they are evolving. 

At the same time, payments fraud remains a persistent and growing threat. More than three-quarters of organizations surveyed stated that they experienced attempted or actual fraud in 2025, according to the AFP report. Checks, in particular, continue to be the payment method most frequently targeted by fraudsters, underscoring the urgent need for stronger controls and smarter processes. Fraud is no longer a periodic concern—it is a constant operational challenge that requires continuous vigilance, automation, and innovation to remain ahead of the bad guys. This is where modernization becomes essential. 

Modern payment issuance is not about eliminating checks. It is about transforming how checks are issued, secured, and integrated into broader payment strategies. Banks and businesses are increasingly embracing remote payment technologies such as Remote Official Check Printing, which enables secure, on-demand check issuance from, as the name implies, remote locations. This capability significantly speeds deal closings—especially in industries like real estate and legal services—while reducing the need for customers to visit bank branches. The result is a faster, more convenient, and more scalable payment experience. This is embraced by banks that are always seeking to increase deposits from their business customers.

Equally important is the role of configurable, automated workflows. The 2026 AFP report emphasizes that fraud prevention is no longer reliant on a single control, but rather an operating model that includes verification, approvals, monitoring, and recovery. Automated workflows ensure that every payment—whether check, ACH, card, or wire—is subject to consistent, rule-based approvals and validation, and that even advanced workflows can be configured to each organization’s needs. This reduces human error, strengthens compliance, and creates a clear audit trail for every transaction. 

Security, speed and efficiency no longer need to be trade-offs. With modern payment issuance solutions, organizations can achieve both while retaining control. Advanced encryption, Positive Pay integration, user authentication, and real-time monitoring work together to protect payments without slowing them down. In fact, automation enhances speed while reinforcing control—allowing organizations to process payments faster and more securely than ever before. 

Another key takeaway from the AFP report is that payment issuance does not have to be an either-or proposition. Businesses are increasingly adopting hybrid strategies that combine modernized checks with digital payments. Checks remain essential for many vendor relationships and compliance requirements, while digital payments provide speed and convenience where appropriate. The most effective organizations are those that can seamlessly manage both within a single, unified platform.

This is precisely where AP Technology continues to lead. 

As a pioneer of business payments for nearly 40 years, AP Technology continues to help banks and businesses modernize their payment issuance processes without disrupting existing systems. Its solutions integrate with current accounting platforms, enabling organizations to enhance their operations without costly overhauls. 

AP Technology’s payment solutions are built with automation at their core. Configurable workflows, multi-payment capabilities, and secure remote issuance empower organizations to streamline operations while maintaining strict control over every transaction. Whether replacing discontinued legacy systems such as Secure32 for banks or Create-A-Check for businesses, AP Technology provides a future-ready platform designed to evolve alongside its customers. 

Innovation is also driven by artificial intelligence, which is increasingly shaping the future of fraud detection and payment security. While the AFP report notes that AI adoption is still emerging, its benefits—including improved detection and efficiency—are already clear. AP Technology embraces these advancements, ensuring that its solutions continue to improve in speed, accuracy, and security over time. 

This much is clear: checks remain a cornerstone of business payments, but they must be modernized to meet today’s demands. By combining automation, security, and flexibility, banks and businesses can transform payment issuance into a strategic advantage rather than an operational burden. 

AP Technology stands at the forefront of this transformation, delivering solutions that are built not just for today, but for the future of payments. 

To learn how AP Technology can improve payment issuance for your bank or business, explore the full suite of solutions at APTechnology.com. For more information and to schedule a product demonstration, email Sales@APTechnology.com. 

This article is for businesses that are seeking to securely add digital signatures and images such as logos to checks and documents in only one pass through their computer. You need ezSigner Direct, the smarter, faster, more secure way to sign checks and documents. 

ezSigner Direct is advanced check signing software designed to securely add authorized digital signatures and images, such as company logos, directly onto checks and documents as they are printed. Unlike outdated methods that require multiple passes through a printer or manual signing processes, ezSigner Direct completes everything in a single pass. This streamlined approach eliminates inefficiencies, reduces handling, and significantly lowers the risk of errors. Businesses can print, sign, and finalize payments in one seamless step—saving time while improving operational accuracy. 

Security is at the core of every AP Technology solution, and ezSigner Direct is no exception. This check writing software uses encrypted, password-protected signature overlays to ensure that only authorized users can apply signatures to checks and documents. 

In addition, ezSigner Direct provides a comprehensive Event Log that records every printing activity, along with a System Audit feature that tracks check numbers, account information, and user actions. These built-in controls create a powerful audit trail, helping organizations maintain compliance and confidently defend against fraud. 

By eliminating manual signatures, signature stamps, and check-signing machines, businesses can dramatically reduce exposure to risk while strengthening internal controls. One of the most compelling advantages of ezSigner Direct is its simplicity. The software is designed for quick deployment, with installation typically completed in just minutes. There is no need for complex integrations or lengthy onboarding processes. 

Once installed, users can begin signing checks and documents immediately, with an intuitive interface that requires minimal training. Whether a business processes a small number of checks or manages high-volume payment operations, ezSigner Direct scales effortlessly to meet demand.

This ease of use makes it an ideal solution for organizations across industries, including finance, legal, real estate, construction, and non-profits—anywhere secure and efficient check signing is essential. 

ezSigner Direct is more than just a check signing tool; it is a critical component of payment modernization. As businesses look to automate manual processes and enhance security, ezSigner Direct is setting the standard. 

By combining single-pass printing, advanced encryption, and comprehensive audit capabilities, AP Technology offers a solution that not only meets today’s needs, it exceeds them. It is this commitment to innovation that positions ezSigner Direct as the industry leader in secure check signing software. 

Try ezSigner Direct Risk-Free

Businesses looking to modernize their payment processes can get started quickly and confidently. ezSigner Direct offers a free, 30-day trial, allowing organizations to experience its performance first-hand, with no risk. 

To learn more and to get started, email Sales@APTechnology.com or visit https://www.aptechnology.com/check-signing.html 

Even with digital wallets, real-time payments, and emerging financial technologies, one fact continues to stand out: checks remain one of the most trusted and widely used business payment methods in America. Why is that? 

Despite the rapid evolution of digital payments, checks continue to play a vital role in business operations. According to the 2025 AFP Payments Fraud and Control Report, more than 75% of organizations have no plans to eliminate checks in the next two years. That’s not resistance to change—it’s a reflection of trust, control, and reliability. 

Checks offer advantages that many digital methods still struggle to replicate:

• Clear audit trails 
• Payment control and timing 
  
• Universal acceptance across industries 
  
• Familiarity for both payers and payees
  
• Modernized security 

In industries such as legal, real estate, automotive, and government, checks are not just preferred—they are often required.

The Shift Isn’t Away from Checks—It’s Toward Modernization. 

The conversation is no longer about replacing checks. It’s about modernizing them.

Forward-thinking banks and businesses are embracing a hybrid approach: combining the trust of checks with the speed, security, and automation of modern payment technology.

This is where innovation is making the biggest impact.

Modern payment issuance platforms are transforming checks into:

• Faster, on-demand payment tools 
  
• Secure, trackable transactions 
  
• Fully automated processes with minimal manual intervention 
  
• Flexible options that integrate seamlessly with digital payments 

Security? It matters more than ever. With 79% of organizations experiencing attempted or actual payment fraud, security is no longer optional—it is foundational. Checks have historically been seen as vulnerable, but modern solutions are changing that narrative.

Advanced fraud controls such as Positive Pay, encrypted workflows, and real-time validation are helping businesses mitigate risk while maintaining cash flow control. In fact, the same technologies that modernize payments also strengthen them, ensuring that security does not come at the expense of speed or convenience. 

As a pioneer of business payment issuance since 1989, AP Technology has been at the forefront of embracing payment issuance solutions that enable banks and businesses to improve their check use processes, while also utilizing other payment options as business requirements and needs dictate. 

AP Technology solutions such as APSecure are redefining what payment issuance can look like for banks and their business customers and businesses. 

With APSecure, organizations gain:

• Multi-payment capabilities including checks, ACH, wires, and more
  
• Remote Official Check Printing, enabling secure check issuance from anywhere 
  
• Advanced configurable workflows for even the most complex approval processes 
  
• Enterprise-grade security embedded into every transaction 

This means businesses no longer need to choose between traditional and digital payments—they can have both, fully integrated into a single platform. 

For banks, modernizing payment issuance is a strategic advantage. By offering solutions that include Remote Official Check Printing, banks can:

• Extend services beyond physical branches 
  
• Attract and retain business customers 
  
• Accelerate transactions such as real estate closings for law firm and other customers
  
• Drive deposit growth through increased engagement 

For business customers, the benefits are immediate:

• Fewer trips to the bank 
  
• Payment automation the adds speed and reduces risk
  
• Faster payment execution 
  
• Greater control and visibility 
  
• More productivity and flexibility to pursue revenue-generating activities 

 
The future of payments is not about abandoning checks—it’s about enhancing them.

Checks are already trusted, ubiquitous, and deeply embedded in how businesses operate. When combined with modern automation, security, and flexibility, they become even more powerful.

AP Technology is leading this evolution—delivering solutions that modernize payments without disrupting what already works. The result? Faster, more secure, and more efficient payment processes that meet the needs of today—and tomorrow. 

To learn more AP Technology payment solutions, visit APTechnology.com, or email Sales@APTechnology.com. 

​Banks and businesses are modernizing outdated payment issuance tools and manual processes. The demand for faster transactions, stronger security, and greater operational efficiency is accelerating.
This is where AP Technology can help with updating your payment issuance processes. 

As a pioneer of business payment software since 1989, AP Technology continues to help banks and businesses transform how payments are issued, approved, secured, and delivered. Modernizing payments is not just about going digital—it is about automating and optimizing every step of the payment lifecycle to make any payment method faster, more efficient, more flexible, and more secure. 

For banks, payment modernization presents a major opportunity to attract and retain business customers while growing deposits. Today’s businesses expect more than traditional branch-based services. They want the ability to initiate and receive payments remotely, securely, and on demand.

​One of the most impactful innovations driving this shift is Remote Official Check Printing. This technology enables bank customers—such as law firms, real estate offices, automotive dealers, and insurance companies—to securely print official checks from their own locations. The result is faster deal closings, fewer delays, and significantly reduced reliance on physical bank visits. For banks, it means extending services beyond branch walls while strengthening customer relationships. 

Equally important is workflow automation. AP Technology’s advanced, configurable workflow engine allows organizations to automate even the most complex approval processes. Payments can be routed, reviewed, and authorized digitally, eliminating bottlenecks and reducing manual errors. This level of control not only improves efficiency but also enhances compliance and audit readiness. 

Security remains a top priority, as payment fraud continues to rise. Modern payment issuance solutions from AP Technology are designed with built-in safeguards, including encryption, audit trails, and automated controls that help prevent fraud before it happens. Businesses no longer have to choose between speed and security—they can achieve both. 

Another key innovation provided by AP Technology is Payee Deposit Choice, a patent-pending capability that gives payees the flexibility to choose how they receive their payments—without needing to share sensitive banking information. This not only improves the payment experience but also reduces risk and increases satisfaction among vendors and partners. 

Flexibility is also essential in today’s payment issuance environments. AP Technology solutions support multiple payment types, including modernized checks, ACH, wires, and more, all within a single platform. With mobile access, businesses can manage payments from anywhere, enabling teams to stay productive whether they are in the office, remote, or on the move. 

Importantly, modernization does not require a complete system overhaul. AP Technology solutions are designed to work seamlessly with existing accounting software and integrate with core bank systems. This minimizes disruption while delivering improvements in speed, control, and visibility. 

For organizations still using discontinued systems such as Secure32 or Create-A-Check, the need to modernize is even more urgent. AP Technology provides seamless replacements that not only meet current needs but that evolve alongside your organization’s growth. AP Technology solutions are designed to be the last payment issuance solution you will ever need. 

Whether your goal is to streamline check printing, enable remote payment capabilities, or fully modernize your payment processes with built-in compliance, AP Technology delivers a comprehensive solution tailored to your needs. 

The future of payment issuance is automated, secure, and flexible—and it is already here. For more information, visit https://www.aptechnology.com, or email Sales@APTechnology.com. 

Across the financial services landscape, banks and businesses are facing a critical turning point: check printing and legacy payment systems such as Secure32 and Create-A-Check are no longer keeping pace with today’s demands. With Secure32 and Create-A-Check now discontinued and outdated processes becoming increasingly inefficient, organizations must act quickly to modernize payment issuance. 

The shift is not simply about replacing old software—it is about transforming how payments are issued, approved, and delivered in a faster, more secure, and more automated world.

For years, legacy payment systems such as Secure32 and Create-A-Check helped organizations manage check disbursements and payment workflows. But today, these systems present several challenges:

• Because the systems are discontinued, they won’t be supported in the future
• Manual processes slow down operations and make errors more likely
• Limited flexibility for remote or distributed teams 
• Increasing exposure to fraud risks 
• Difficulty integrating with modern accounting and banking systems 

As payment volumes grow and customer expectations rise, these limitations become more than inconveniences—they become barriers to growth.

Banks and businesses are now turning to modern payment issuance platforms that go far beyond basic check printing. APSecure from AP Technology is an advanced improvement to legacy systems that introduces multi-payment capability, remote check printing capability, automation, flexibility, and advanced security. 

APSecure supports multiple payment types—including checks, ACH, wires, and cards—within a single, unified system. This allows organizations to streamline disbursements while offering greater payment choices to customers and vendors. 

APSecure is built to integrate with existing accounting and core banking platforms, ensuring a seamless transition without disrupting operations. 

One of the most significant advantages of replacing legacy systems is the ability to automate manual workflows. Configurable approval processes, user permissions, and audit trails eliminate bottlenecks and reduce human error. Instead of relying on manual approvals or disconnected systems, organizations can replace their obsolete system with APSecure to:

• Digitally route payments for secure, mobile review and authorization 
  
• Automate repetitive tasks
  
• Maintain detailed visibility into every transaction 

The result is faster processing, improved accuracy, and more efficient use of staff time.

Today’s business environments demand speed and flexibility, but not at the reduction of security. Remote and hybrid work models have made it essential for organizations to issue payments securely from anywhere. This is where APSecure can help, without having to change accounting systems. 

APSecure is a modern payment platform that enable secure remote check printing and payment issuance—often referred to as Remote Official Check Printing. This capability allows banks to extend services beyond physical branches and empowers business customers to complete transactions without delays. Banks using APSecure are seeing increased deposits from their business customers. For industries like real estate and legal services, APSecure can mean faster deal closings and fewer trips to the bank—delivering a better overall client experience. 

As payment fraud continues to evolve, security must remain a priority for banks and for businesses. AP Technology’s APSecure incorporates multi-layered protections, encryption, and controlled user access to safeguard sensitive financial data. By replacing outdated systems, organizations can significantly reduce risk while maintaining compliance and confidence in every transaction. 

A Strategic Opportunity for Growth

Replacing Secure32 and Create-A-Check is not just a technical upgrade—it is a strategic opportunity. Banks can use modern payment issuance to attract and retain business customers by offering advanced services like remote payment capabilities and faster processing.

Businesses, in turn, gain greater control, efficiency, and scalability—allowing them to grow without being constrained by outdated technology. With solutions designed to work with existing systems and scale alongside organizational needs, the transition to modern payment issuance can be both smooth and impactful. 

The discontinuation of legacy payment platforms has created urgency—but it has also created opportunity. Organizations that act now can replace outdated systems with APSecure—a modern, automated solution that delivers immediate and long-term benefits. Automation, security, flexibility, and speed are a replacement away. APSecure, from the payments pioneer, AP Technology. 

For more information, visit https://www.aptechnology.com/replacesecure-32.html or email us: Sales@APTechnology.com. 

For many businesses, the conversation around payments still feels like a tradeoff: move faster and accept more risk, or slow things down to stay secure. In today’s fraud environment, that mindset is not only outdated—it is non-productive. Modern payment technology has reached a point where speed, automation, and strong security can, and should, coexist. 

Payments fraud remains alarmingly widespread. According to the 2025 AFP Payments Fraud and Control Survey, 79 percent of organizations experienced attempted or actual payments fraud in 2024, nearly unchanged from the year before. This persistence makes one thing clear: fraud is not a short-term spike. It is a permanent operational reality for banks and businesses of every size. 

At the same time, businesses cannot afford delays. Vendors expect fast settlement. Customers demand immediacy. Treasury and AP teams are under pressure to move payments efficiently while managing growing volumes and fewer staff. Slowing payments in the name of security is no longer a viable option. 

One of the most important takeaways from the AFP report is that fraud is not limited to any single payment method. Checks continue to be heavily targeted, with 63 percent of organizations reporting attempted or actual check fraud in 2024. But, digital payments are not immune from attacks, either. Wire transfers were the most targeted payment method in business email compromise (BEC) attacks, impacting 63 percent of surveyed organizations. 

The lesson is clear: security cannot be solved by simply switching payment types. Whether payments are made by check, ACH, wire, card, or real-time rails, fraudsters will follow the money. The real solution lies in how payments are initiated, controlled, approved, issued, and monitored. 

Modern payment platforms have changed the equation. Automation, configurable workflows, and centralized controls now make it possible to accelerate payments while reducing risk at the same time.
The AFP survey highlights that recovery after fraud is often incomplete. In 2024, 20 percent of organizations that suffered payments fraud were unable to recover any lost funds. That reality underscores the importance of prevention over reaction. Once funds move—especially through wires or real-time payments—retrieval is often improbable. 

Security today must be embedded directly into payment workflows, with multiple layers of security to keep that bad guys away. This includes multi-level approvals, positive pay controls, payee verification, and automated exception handling that does not slow down legitimate transactions. When these safeguards are built into the process, businesses gain peace of mind without sacrificing speed. 

For more than 35 years, AP Technology has helped banks and businesses modernize the way payments are issued—swiftly, securely, efficiently, and at scale. As a payment pioneer, AP Technology delivers solutions designed to support any payment type, including checks, ACH, wires, cards, and digital payments, all within automated, configurable workflows. 

AP Technology’s approach recognizes that increasingly, businesses do not operate with a single payment method. By centralizing payment issuance and embedding controls directly into workflows, organizations can move payments faster while significantly reducing exposure to fraud. 

This model supports banks looking to extend secure payment services to their business customers, as well as enterprises across industries such as legal, real estate, construction, automotive, manufacturing, nonprofits, and more. Whether the goal is fraud mitigation, operational efficiency, faster payments, or all of the above, AP Technology provides a flexible foundation for secure growth. 

Security is no longer the brake when issuing payments—it is the accelerator. Organizations that invest in automated, controlled payment systems gain the confidence to move faster, serve partners better, and reduce costly exceptions and rework, while reducing losses from fraud. 

Fraud is not slowing down. Payments don’t need to slow down, either. To learn how AP Technology helps banks and businesses issue payments faster, more securely, and with complete peace of mind, visit APTechnology.com, email Sales@APTechnology.com, or call 800-652-2877 ext. 1. 

Recognition from customers is one of the strongest indicators of meaningful innovation—and in 2026, Checkrun is proud to announce that our platform has been honored by two of the most trusted software review authorities in the industry.

Based entirely on verified user feedback, Checkrun has been awarded:

• Best Value – Accounts Payable Software by Capterra
  
• Most Recommended – Accounts Payable Software by Software Advice

These distinctions highlight the measurable impact Checkrun is making for finance teams looking to modernize payment workflows while maintaining control, security, and cost efficiency.

Helping Businesses Modernize Payment Workflows Without Disrupting Operations

Businesses today face growing pressure to improve efficiency, strengthen fraud prevention, and maintain flexibility in how they issue payments. While digital payment adoption continues to grow, checks remain a critical component of many accounts payable strategies across industries including legal, real estate, nonprofit, automotive, insurance, and professional services.

Checkrun was built to solve this challenge by helping organizations modernize payment issuance without forcing them to abandon established workflows or payee preferences.

By combining traditional payment flexibility with modern automation, Checkrun helps finance teams operate faster while maintaining compliance and control.

Recognition Powered by Real Customer Experiences

Unlike analyst rankings or sponsored awards, recognitions from Capterra and Software Advice are driven by verified customer reviews and satisfaction data. These platforms evaluate products based on usability, reliability, support, and overall business value.

For Checkrun, these honors reflect a consistent pattern of customer success across organizations of all sizes.

"I am writing to express my sincere appreciation for the exceptional service and support provided by Checkrun. As a long-time user of your platform, I have consistently found it to be an invaluable tool for managing our business's financial processes. One of the standout features of Checkrun is its intuitive and user-friendly interface. It has significantly streamlined our check-writing and payment tasks, saving us both time and effort. Additionally, the security measures in place give us peace of mind knowing that our financial data is protected."

Reviewer Name: Sangeeta S.
Date of Review: 5/20/2025 Source: Capterra

"I recently had the pleasure of using Checkrun for my business's payment processing needs, and I must say, I am thoroughly impressed. From the moment I signed up, the experience was seamless and efficient. The platform's user-friendly interface made it incredibly easy to navigate and manage my payments. I particularly appreciated the intuitive dashboard, which provided a clear overview of all my transactions. Moreover, the speed at which payments were processed was remarkable."

Reviewer Name: Animesh S.
Date of Review: 3/28/2025 Source: Capterra

Customer feedback like this continues to shape Checkrun’s product innovation and development priorities.

Driving Value Through Practical, Finance-Focused Innovation

Accounts payable teams are increasingly asked to do more with fewer resources while navigating growing compliance requirements and payment complexity. Checkrun’s development philosophy centers around delivering solutions that directly address these operational realities.

“These recognitions mean a great deal to us because they’re driven entirely by customer feedback,” said Richard Love, CEO. “Finance teams continue to rely on checks, but they shouldn’t have to rely on manual, outdated processes. Our goal is to give businesses a smarter, more secure way to manage payments—without adding complexity or cost. Being named Best Value and Most Recommended reinforces that we’re delivering on that promise.”

Checkrun’s ability to combine usability, security, and cost efficiency has made it a trusted solution for organizations seeking to improve payment control while maintaining scalability.

Supporting a Wide Range of Industries and Payment Needs

Organizations across multiple industries continue to rely on Checkrun to streamline payment issuance while maintaining regulatory compliance and vendor payment flexibility. From law firms managing client trust disbursements to property management companies processing vendor payments, Checkrun supports complex workflows with automation and transparency.

The platform’s flexible deployment options—including remote check printing, outsourced print-and-mail services, and mobile payment approvals—allow businesses to adapt payment operations to their evolving needs.

Looking Ahead: Continued Investment in Payment Innovation

As businesses continue to modernize financial operations, Checkrun remains focused on expanding automation capabilities, strengthening security protections, and improving user experience across payment workflows.

The company plans to continue investing in product enhancements designed to simplify payment issuance while supporting the evolving expectations of modern finance teams.

Thank You to the Customers Who Made This Possible

Checkrun’s 2026 recognitions reflect the trust and feedback of the customers who rely on the platform every day. Their insights continue to drive innovation and help shape the future of payment automation.

Businesses interested in learning why Checkrun is consistently ranked among top accounts payable software solutions can explore the platform’s features and benefits firsthand.

👉 Learn more or start a free trial at www.checkrun.com

Despite years of innovation in financial technology, the vast majority of businesses still rely on traditional checks as a core part of their payment issuance processes. Checks remain deeply embedded in day-to-day operations for many organizations because they are familiar, widely accepted, and trusted by payees. From payroll and vendor payments to insurance disbursements and settlement checks, paper checks continue to play a central role across industries. 

At the same time, businesses are increasingly adopting digital payments such as ACH and electronic deposits. This shift does not eliminate the need for checks; instead, it creates a more complex payment environment where multiple payment types must coexist. The real challenge for banks and businesses today is not choosing between checks and digital payments, but modernizing and automating payment issuance processes so that every payment type is faster, more secure, and easier to manage. 

This is where AP Technology can help. For more than 35 years, AP Technology has been the business payments pioneer, helping banks and businesses modernize how payments are issued, secured, approved, and controlled. Solutions such as APSecure, SecureCheck, SecurePay, ezSigner Direct, and Checkrun are designed to streamline payment workflows while preserving the flexibility businesses need to use checks, digital payments, or both. 

Even when checks remain part of the process, they no longer need to be manual, slow, or burdensome. With automated and configurable workflows, businesses can reduce approval bottlenecks, improve oversight, and minimize the risk of fraud. ezSigner Direct eliminates the need for manual check signing by securely applying authorized digital signatures and logos in a single print pass. SecureCheck and SecurePay add layers of control and protection, ensuring payments are issued accurately and compliantly. 

For banks, modernizing payment services represents a powerful opportunity to increase deposits and strengthen relationships with business customers. APSecure enables banks to extend modernized, advanced payment capabilities to existing and new customers, even in areas where there are no branch locations. Remote payment technologies make it possible for banks to serve a wider geographic footprint while delivering a better customer experience. 

AP Technology is the expert at helping banks provide their customers with Payee Deposit Choice, automated workflows, and remote payment technologies that include Remote Official Check Printing. Remote Official Check Printing is in use across the United States, enabling business customers such as law firms, real estate offices, automotive agencies, and non-profits to issue official checks securely from anywhere. This capability helps organizations close deals faster, complete transactions without delays, and reduce the need for repeated trips to branch locations. 

As businesses continue to balance traditional checks with growing digital payment adoption, having a payments partner that can evolve with them is essential. AP Technology modernizes checks today while guiding banks and their business customers toward digital payments when they are ready. With solutions that embrace AI, AP Technology delivers greater speed, convenience, security, control, and choice across the entire payment lifecycle. 

Are you a bank that needs to replace the discontinued Secure32 payment system? We can do that with minimal disruption. And if you are a business that is in need of replacing the also-discontinued Create-A-Check payment system, AP Technology can help you, too. 

To learn how AP Technology can modernize your payment issuance processes, contact AP Technology for a free demo at Sales@APTechnology.com or visit APTechnology.com to find the payment solution that is right for you. 

In 2026, deposit growth is no longer tied solely to branch density. Forward-thinking banks are expanding their reach by extending digital and modernized traditional services to business customers—regardless of where those customers are located. This shift is part of a broader movement to modernize payments, automate manual processes, and help businesses grow. The result is stronger relationships, deeper balances, and sustainable deposit growth.

Reaching business customers beyond the branch
​
Businesses today expect their bank to meet them where they operate. Many are located far from physical branches, while others simply prefer to conduct transactions at specified locations of their choosing. By offering remote and automated payment services, banks can attract new business customers in markets where they have no physical presence and strengthen ties with existing customers who want faster, more flexible service.

When banks remove geographic barriers, they become more than a place to hold funds—they become a growth partner. Business customers that can issue payments quickly and securely tend to keep larger balances on deposit and consolidate more of their financial activity with one institution.

Modernizing payments through automation

One of the biggest opportunities for banks lies in automating manual payment processes. Traditional payment workflows are often slow, laborious, and prone to errors. AP Technology can replace these bottlenecks with streamlined payment automation that is faster, more efficient, and easier to manage.

Banks and their customers especially value advanced workflow automation engines that bring efficiency, speed, and security to payment approval and disbursement processes. Configurable workflows ensure the right approvals happen at the right time, while built-in controls reduce fraud risk and support compliance. For banks, this means offering a differentiated service that increases customer satisfaction and loyalty. For businesses, it means less time on paperwork and more time focused on growth.

Remote payments that help businesses close deals faster

Remote payment technologies play a critical role in this modernization trend. Solutions such as Remote Official Check Printing from AP Technology allow business customers to issue secure, authorized cashier checks without traveling to a branch. This capability is especially valuable for industries where timing matters.

Law firms can complete settlements without delays. Real estate offices can close transactions faster. Non-profits can disburse funds efficiently. Automotive entities can finalize deals with fewer steps. In every case, fewer trips to the bank translate into faster transactions, happier customers, and stronger deposit relationships.

AP Technology: Proven solutions for banks nationwide

AP Technology payment solutions are used by banks throughout the United States to modernize and secure payments, no matter the payment type. With decades of experience supporting banks and businesses, AP Technology enables institutions to offer robust, future-ready payment services that scale with customer needs. 

AP Technology also replaces discontinued Secure32 payment systems for banks, as well as Create-A-Check payment solutions for businesses, giving institutions a seamless upgrade path without disrupting customer operations. By modernizing payment issuance, banks can remain competitive, reduce operational friction, and position themselves as long-term partners to their business clients.

Deposits follow better service

As banks look to accelerate growth in 2026, the path to deposit growth is clear. Extend services beyond the branch, modernize payments, and automate manual processes. When business customers can pay faster, operate more efficiently, and grow with confidence, deposits naturally follow.

Learn more about how modern payment solutions can help your bank attract more business customers and deposits. Visit www.APTechnology.com or email Sales@APTechnology.com. You can also call 800-652-2877 extension #1.

2026 is here, and businesses are already evaluating what is working with their payment processes—and what is not. For many organizations, payment issuance remains an area weighed down by manual steps, paper-heavy processes, and outdated workflows. As businesses look ahead, now is the ideal time to modernize and automate payment processes to improve efficiency, security, and control.

“Business as usual” no longer meets the demands of today’s fast-moving organizations. Manual payment tasks slow operations, introduce unnecessary risk, and increase costs. Modern payment issuance replaces these inefficiencies with streamlined, automated workflows that move as quickly as the rest of the business. Automation reduces errors, strengthens oversight, and frees employees from repetitive tasks so they can focus on higher-value, revenue generating work.

For more than 35 years, AP Technology has been helping banks and businesses modernize and improve payment issuance. Their trusted solutions are designed to grow with you, supporting your current needs while preparing you for what comes next. Whether your organization relies heavily on checks, is transitioning into digital payments, or uses multiple payment methods today, AP Technology provides payment solutions that adapt without disruption.

AP Technology is widely recognized for modernizing check payments, and checks remain a critical payment method for many businesses. From enhanced security to faster issuance, modern check solutions eliminate the bottlenecks traditionally associated with paper payments. At the same time, AP Technology’s multi-payment capabilities ensure that whatever your payment preference, your payment processes are faster, more efficient, more secure, and less costly.

A clear example of payment modernization is Remote Official Check Printing. This approach enables banks to help business customers print official checks remotely, allowing deals to close faster without repeated trips to a branch. Businesses gain speed and convenience, while banks deliver value-added services that strengthen customer relationships and extend their reach beyond physical locations.

Automation and modernization are especially important as organizations plan for the year ahead. Ending manual payment tasks improves processing speed, enhances accuracy, and provides greater visibility into payment activity. AP Technology solutions are built to support multiple payment types within a single, cohesive framework, making it easier to evolve at your own pace rather than forcing abrupt changes. An AP Technology payment solution is likely to be the last payment issuance product you ever need.

Innovation has always been central to AP Technology. By embracing AI-driven enhancements, our payment solutions continue to advance in speed, accuracy, security, compliance, and ease of use. These innovations help reduce risk, improve data quality, and ensure payment issuance remains dependable and future-ready.

Equally important, AP Technology solutions work with your existing accounting systems. Modernizing payments does not require replacing what already works. Our approach minimizes disruption while delivering measurable operational improvements—and real cost savings—through reduced manual effort, fewer errors, and faster processing.

Do not let the new year ring in as “business as usual.” Contact AP Technology and discover how modernizing and automating payment processes can make the year ahead more prosperous, less stressful, and less expensive. Email Sales@APTechnology.com, visit APTechnology.com, or call 800-652-2877 ext. 1.

Businesses across industries are under growing pressure to reduce repetitive manual work, and create faster, more reliable payment issuance processes. While the need to modernize is clear, many organizations struggle with where to begin. Here is a simple way that is easy on the budget and takes only minutes to install—ezSigner Direct.

ezSigner Direct provides an easy and effective way for businesses to begin modernizing their payment workflows. With ezSigner, organizations can securely add authorized digital signatures, logos, and other graphics to checks and documents in a single pass through the printer. This eliminates the need for stamps, signature machines, messy ink, and manual signing processes that slow teams down and introduce unnecessary risk.

Security is a core strength of ezSigner Direct. Authorized signatures and graphics are stored as encrypted, password-protected overlays, ensuring that only approved users can access and apply them. Each print event is captured in the ezSigner Event Log, providing a detailed record of activity, while the System Audit tracks check numbers and account information to support accuracy, compliance, and internal controls. For additional peace of mind, businesses can apply signature watermarks along with a Time-Date-User Stamp to every document.

ezSigner is designed to fit the unique needs of each business. Companies can import their own digital graphics or work with AP Technology’s experienced graphics professionals to optimize designs for clarity and consistency. Multiple overlays can be created to support different accounts, departments, or branding requirements. This flexibility allows organizations to streamline payment issuance while maintaining their identity, efficiency, and security standards.

By removing repetitive manual steps from the payment process, ezSigner Direct frees-up valuable employee time. Payments move faster, errors are reduced, and overall productivity improves. Checks and documents are produced with a clean, professional appearance, reinforcing credibility with vendors and partners. Most importantly, teams can shift their focus away from tedious administrative tasks and toward higher-value work that drives the business forward.

Modernizing business payments does not have to be intimidating or disruptive. ezSigner Direct offers a straightforward, secure starting point for organizations ready to improve how payments are issued. To make the decision even easier, ezSigner is available with a free 30-day trial.

To learn more, watch an ezSigner video, or start your free trial, visit https://www.aptechnology.com/check-signing.html or email Sales@APTechnology.com. 

Businesses are realizing that “business as usual” with regard to payment issuance is no way to do business at all in 2026. Now is the ideal time to modernize business payment issuance processes and replace outdated tasks with faster, more efficient, and more secure solutions. 

Manual, paper-heavy payment processes slow operations, increase costs, and frustrate both employees and customers. AP Technology’s multi-payment prowess is designed to meet businesses where they are today while guiding them toward the future of digital payments whenever they are ready. Checks are still a critical payment method for many organizations, and AP Technology proudly serves as your check payment experts. At the same time, our flexible payment solutions make it easy to transition into digital payments without forcing abrupt changes or unnecessary disruption.

One powerful example of payment modernization is Remote Official Check Printing. This technology allows banks to help their business customers close deals faster by printing official checks remotely, eliminating repeated trips to the branch. Businesses gain speed, security, and convenience, while banks strengthen relationships by delivering modern, value-added services to customers, even in areas where they have no physical branches.

Modernizing payment processes now is especially important as we approach 2026. Automating payments and ending manual payment tasks significantly increases efficiency and speed. Automation reduces errors, improves control, and frees staff from repetitive work so they can focus on higher-value, revenue generating activities. The result is a payment operation that moves as fast as the rest of the business.

AP Technology brings more than 35 years of experience creating business payment solutions for banks and businesses. That depth of expertise means we understand both the reliability required for check payments and the innovation needed for digital transformation. Our solutions are built to support multiple payment types within a single, streamlined framework, making it easier to evolve at your own pace.

Innovation is central to everything we do. AP Technology embraces the use of AI to ensure our payment solutions remain on the cutting edge of speed, accuracy, security, compliance, and ease of use. AI-driven enhancements help reduce risk, improve data quality, and ensure payment processes are as efficient and dependable as possible.

Equally important, AP Technology payment solutions work with your existing accounting systems. Updating and improving payment issuance processes does not have to mean replacing what already works. Our approach minimizes disruption while delivering swift operational improvements. And modernizing your payments does more than save time; it saves money. Reduced manual effort, fewer errors, and faster processing all contribute to lower operational costs.

Do not let 2026 ring-in as “business as usual.” Contact AP Technology and discover how modernizing payment processes can make next year more prosperous, less stressful, and less expensive. Email Sales@APTechnology.com or visit APTechnology.com.

As the year winds down and businesses take stock of their financial operations, one theme is more urgent than ever: it is time to modernize payment issuance processes. Too many organizations still rely on slow, manual tasks that drain time, introduce errors, increase risk, and ultimately hold back growth. With 2026 just around the corner, companies are recognizing that outdated payment systems are no longer acceptable in a business environment demanding speed, accuracy, and security.
 
Payment modernization has become a necessity, and business payment pioneer AP Technology is leading the way with multi-payment type automation that benefits both banks and their business customers. By helping organizations reduce friction and accelerate cash flow, AP Technology is giving companies the tools to shift energy away from administrative burdens and toward activities that grow revenue.
 
One of the most transformative innovations is Remote Official Check Printing. This technology is already being used nationwide by banks and businesses that depend on fast, verifiable, and secure payments—such as Personal Injury law firms and real estate offices. These industries often need official checks immediately to conclude settlements or to close transactions. Instead of making repeated trips to bank branch locations, firms can securely print bank-authorized official checks right from their offices. Deals close faster, customers are served sooner, and staff spend more time producing results rather than navigating logistics.
 
Banks also benefit from remote payment innovation. With Remote Official Check Printing, they can extend critical services to customers even in areas without nearby branches. This capability strengthens customer relationships, broadens service coverage, and helps banks remain competitive in a landscape where convenience and accessibility are key differentiators.
 
Modernizing payment issuance goes beyond simply speeding up transactions. Configurable workflow automation is becoming essential for eliminating payment bottlenecks, ensuring compliance, reducing risks, and improving accuracy. Automated workflows route approvals, enforce controls, standardize processes, and shorten turnaround times. The result is predictable, secure, and efficient payment issuance across an organization, regardless of payment type.
 
For banks still relying on Secure32 or other outdated payment systems, now is the ideal moment to upgrade. As the calendar flips toward a new year, many institutions are reassessing long-standing processes and looking for sustainable ways to reduce costs while improving service quality. AP Technology offers modern replacements designed to enhance security, minimize operational headaches, and increase speed across every payment channel. AP Technology systems grow to meet any business need.
 
With AP Technology’s APSecure platform, organizations can take advantage of Remote Official Check Printing as well as multi-payment type workflow automation that modernizes processes from end to end. Whether a business needs to move away from manual checks, increase security in payment issuance, or adopt automated, configurable workflow approvals, APSecure provides a flexible, proven solution.
 
As 2025 comes to a close, companies have a window of opportunity to set themselves up for a stronger, more efficient, and more secure 2026. By partnering with AP Technology, banks and businesses can replace outdated systems and ensure that payment issuance becomes an asset—not an obstacle—to growth. AP Technology payment solutions work with existing accounting systems.
 
To learn more about how APSecure can modernize your payment operations with Remote Official Check Printing and workflow automation, visit www.aptechnology.com or contact Sales@APTechnology.com.

As Thanksgiving approaches, businesses across the country have check writing software to be grateful for: ezSigner Direct from business payment pioneer, AP Technology. ezSigner Direct makes it easier than ever for companies to securely sign and brand their checks and documents, all in one pass through the printer.
 
Gone are the days of check-signing machines, smudged stamps, and repetitive print runs. With ezSigner Direct, authorized digital signatures and graphics such as logos can be added instantly and securely during printing. No more tedious hand-signing of checks or passing them through printers multiple times. ezSigner Direct applies encrypted overlays that protect both your brand and your business—keeping every signature safe behind password protection.
 
This streamlined approach to check printing and document creation simplifies and strengthens the entire check printing process. Each signature overlay in ezSigner Direct is encrypted, ensuring that only authorized users can apply and access them. The system’s built-in Event Log tracks all printing activity, while the System Audit monitors check numbers and account details for complete traceability and compliance. It’s like having a digital guardian watching over every check, ensuring nothing slips through the cracks.
 
Customization is another reason businesses are thankful for ezSigner Direct. You can easily create multiple overlays, add signature watermarks, or include a Time-Date-User Stamp for additional documentation and security. Want to include a company logo or specialized graphic? Import your own, or let an AP Technology graphics professional optimize it for you. The result is professional, polished, and secure—reflecting the same level of trust your company extends to every customer and vendor.
 
For many businesses, ezSigner Direct feels like a long-awaited upgrade to their daily operations. It takes what was once a time-consuming, messy, error-prone task and turns it into a fast, reliable, and secure process. In an era where efficiency and data protection are everything, this kind of automation doesn’t just save time—it helps safeguard reputations.
 
And best of all, AP Technology offers a 30-day free trial of ezSigner Direct. This free, 30-day trial means that there is no more reason to procrastinate. What are you waiting for? Christmas? It’s the perfect opportunity to see firsthand how ezSigner Direct can transform your check and document signing process before the year ends.
 
Businesses nationwide trust AP Technology because for nearly 40 years, AP Technology has created business payment innovation that works. Since 1989, AP Technology has modernized payment issuance systems for banks, corporations, and government institutions. With ezSigner Direct, AP Technology continues that tradition, delivering a solution that combines next-generation technology with user-friendly control and security.
 
This Thanksgiving, as teams gather to reflect upon things for which they are thankful, ezSigner Direct is surely to be on that list. It’s secure, efficient, customizable, and built by one of the most trusted names in business payments. In short, it’s one more reason for businesses to be grateful—today and in the busy year ahead.

To learn more, watch an ezSigner Direct video, or start your free 30-day trial, visit https://www.aptechnology.com/check-signing.html or email Sales@APTechnology.com

As the year winds down and banks and businesses assess their operations, there’s no better time for banks and businesses to modernize their payment systems— it’s time to leave outdated, manual processes behind.
 
For many financial institutions and organizations, this transition to a better disbursement process is not just timely—it’s necessary. Both Secure32 and Create-A-Check, long-standing payment systems, are being discontinued by their makers. That means 2025 marks the last season to make the move toward a secure, automated solution that will support your growth into the next decade.
 
Enter APSecure, from payment pioneer AP Technology—a next-generation payment automation platform that makes the migration seamless. Designed to integrate easily with existing systems, APSecure minimizes disruption while delivering expanded capabilities and unmatched flexibility.
 
APSecure: Ideal for Secure32 replacement. At the heart of APSecure is a powerful, configurable workflow engine that can be tailored to any organization’s specific payment process requirements. Whether your institution issues checks, ACH, wire transfers, or card payments, APSecure adapts to your needs. Its automated and rule-based workflows ensure that each step—from payment creation to final approval—is completed securely, accurately, and in compliance with internal policies.
 
With APSecure, businesses can also transition to new payment types without needing to overhaul their systems. This flexibility allows organizations to manage all disbursement preferences from one secure, centralized platform, streamlining operations and dramatically improving efficiency.
 
Many banks have already discovered the power of APSecure, particularly through Remote Official Check Printing—a feature that lets financial institutions attract, retain, and grow deposits from business customers, even in regions without physical branches.
 
With this capability, a law firm, real estate office, or title company can print official bank checks instantly and on-demand, right from their office. The result? Faster closings, fewer trips to the bank, and happier clients. Banks benefit too—strengthening relationships with business customers while expanding their footprint without expanding their branch network.
 
Automation isn’t just a buzzword—it’s the foundation of future-ready financial operations. APSecure replaces outdated manual payment processes with secure, automated disbursement workflows that eliminate repetitive tasks, reduce errors, and accelerate productivity. Every step of the payment lifecycle is tracked, verified, and protected within APSecure’s robust framework, helping teams stay compliant and confident.
 
For organizations juggling multiple payment systems, spreadsheets, and manual approvals, this transformation is like clearing the clutter before the new year. It’s a chance to embrace technology that actually simplifies life—bringing greater speed, accuracy, security, and control to payment issuance.
 
Banks and businesses that modernize their payment operations now will be positioned for success throughout 2026—and beyond. Payment automation through APSecure delivers measurable benefits:

• Reduced costs by eliminating manual labor and legacy system maintenance
• Faster payment cycles through automated approvals and configurable workflows
• Enhanced security with centralized control and audit-ready transparency
• Greater flexibility to issue and manage multiple payment types from one platform

 
In a season defined by reflection and renewal, now is the perfect time to make the switch—to move beyond aging systems like Secure32 and Create-A-Check, and into a smarter, more secure era of payment automation. With APSecure, you’ll not only be ready for the next year—you’ll be ready for whatever the future brings.
 
For more information on how APSecure can help modernize your payment issuance and workflow automation, visit www.aptechnology.com or contact Sales@APTechnology.com.

As the season of gratitude nears, businesses and banks across North America are giving thanks for the technologies that make their work processes more secure, efficient, and connected. At the heart of this appreciation is APSecure, the advanced payment issuance platform from AP Technology—a trusted leader in secure payment innovation. For many banks, APSecure has become the last payment system they will ever need.
 
Financial institutions face mounting pressure to deliver faster and more flexible payment options, and APSecure delivers as the comprehensive, secure, and automated solution for which banks and their business customers are thankful. From Remote Official Check Printing to configurable automation and fraud-prevention workflows, APSecure is redefining what “secure payments” mean for modern banking.
 
One of the most appreciated features of APSecure is Remote Official Check Printing, a capability that has transformed how banks serve their commercial clients. Law firms, title companies, and real estate offices no longer need to make last-minute trips to branches to issue official checks for closings or settlements. With APSecure, banks can empower their business customers to print official checks securely and remotely—ensuring deals close faster, funds move safely, and everyone goes home thankful.
 
APSecure payment innovation allows banks to extend their services reach far beyond traditional branch networks. By enabling secure issuance in underserved or remote regions, banks can grow deposits and expand relationships without the cost of adding new physical locations.
 
Every banker knows that speed must never come at the expense of security. APSecure ensures both. The system offers automated, configurable workflows that eliminate manual steps, reduce errors, and protect against fraud—all while accelerating payment cycles. Business customers benefit from the peace of mind that comes with knowing every transaction is protected by configurable controls and robust audit trails. The result? Less time is spent on administrative tasks and more time is dedicated to revenue-generating activities such as serving clients.
 
Beyond official check printing, APSecure offers multi-payment capabilities that integrate seamlessly with a bank’s existing core systems. Whether payments are issued as digital transactions or physical instruments, APSecure provides a unified, compliant framework that scales with bank needs.
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Trusted by banks, financial institutions, and enterprises nationwide and across Canada, APSecure continues to set the standard for secure payment modernization. As the market leader in remote official payment solutions on the East Coast, APSecure helps banks deliver “good funds” payments efficiently and confidently across every channel.
 
Banks using APSecure are finding new ways to serve clients, especially those in regions where branches are limited. By enabling secure remote check issuance, APSecure helps institutions expand their footprint, strengthen deposit relationships, and cut operational costs—a triple win for financial institutions and their customers alike.

This Thanksgiving season, banks and businesses have much for which to be thankful— stronger relationships, smarter systems, and secure, faster payments that keep commerce flowing. APSecure by AP Technology embodies all these benefits in one powerful solution.
 
For a demonstration or more information, contact Sales@APTechnology.com or visit www.aptechnology.com.

In an era where businesses are inundated with new digital payment methods, one form of payment continues to thrive: the check. Despite predictions of its decline, the check remains a trusted, indispensable payment tool for a majority of businesses.
 
AP Technology, a pioneer in business payments, has developed innovative solutions that make check issuance faster, more secure, and more efficient for banks and businesses of all sizes. As the checks and business payment experts, AP Technology delivers solutions that keep checks relevant, while also paving the way for customers to adopt additional payment options when they’re ready.
 
AP Technology’s preferred solution amongst banks is APSecure, the market-leading workflow automation engine. APSecure provides banks with automated check issuance features that integrate seamlessly with existing systems. By streamlining processes, APSecure eliminates manual inefficiencies and gives banks the ability to serve customers better—whether they are across town or across the country.
 
A key component of APSecure is Remote Official Check Printing, a game-changer for banks looking to extend their services into areas where they don’t have a physical presence. With this capability, banks can empower customers to print official checks securely and on-demand. Law firms and real estate offices, for example, can close deals faster by printing checks when and where they’re needed—without repeated trips to a bank branch.
 
Checks also continue to provide unique financial advantages. Unlike electronic payments, modernized checks give payors more control over cash flow and timing, which remain critical for many organizations. And because checks are still widely accepted, their ubiquity ensures businesses can issue payments with confidence, knowing they’ll be received and processed reliably.
 
Importantly, AP Technology is not only modernizing check issuance but also supporting customers through transitions. With the discontinuation of legacy systems like Secure32 and Create-A-Check, businesses and banks need trusted replacements. AP Technology provides proven, secure alternatives that preserve continuity while introducing modern enhancements with minimal disruptions during implementation.
 
For organizations that want to continue with check payments today and eventually expand into other digital payment methods, AP Technology offers a complete suite of solutions designed to grow with them. Whether it’s modernizing traditional checks or adding new payment types, AP Technology ensures that banks and businesses can meet evolving customer needs without disruption.
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Checks are here to stay—but now, they’re faster, safer, and more powerful than ever before. AP Technology makes it possible.
 
To explore which solution is right for your bank or business, visit APTechnology.com or email Sales@APTechnology.com to schedule a demonstration.

Increasingly, businesses are seeking to improve productivity, eliminate tedious manual tasks, and create better, faster payment issuance processes. Yet for many organizations, improving payment issuance processes can feel overwhelming. Where do you start? The answer is simple: start with ezSigner Direct from AP Technology—the pioneers of business payments.
 
ezSigner offers businesses the easiest first step toward modernizing payment processes. With ezSigner, companies can securely add authorized digital signatures, logos, and other graphics to checks and documents—all in a single pass through the printer. No more stamps, messy ink, or time-consuming manual signing.
 
Security is at the heart of ezSigner. Authorized signatures and graphic files are stored as encrypted overlays that are password-protected, ensuring only approved users can access and use them. The ezSigner Event Log records every printing event, while the System Audit tracks check numbers and account information for total accuracy and compliance. For added confidence, businesses can apply a signature watermark and a Time-Date-User Stamp.
 
Every business is unique, and ezSigner adapts to your needs. Import your own digital graphics or take advantage of AP Technology’s graphics professionals to optimize designs. Create as many overlays as you need—whether for multiple accounts, departments, or brand variations. With this flexibility, ezSigner streamlines payment workflows without sacrificing identity, speed, or security.
 
By eliminating repetitive, manual steps in the payment process, ezSigner gives your team back valuable time. The result: faster payments, fewer errors, greater productivity, and checks and documents that look terrific. Instead of being bogged down by tedious tasks, employees can focus on higher-value work that moves your business forward. And another thing: ezSigner comes with a free, 30-day trial!
 
Modernizing business payments doesn’t have to be intimidating. With ezSigner Direct, you can take the first step quickly and securely—and AP Technology’s free 30-day trial means that there is no more reason to procrastinate. To learn more, to see an ezSigner video, and to start your free trial, visit: https://www.aptechnology.com/check-signing.html or email: Sales@APTechnology.com

Payment issuance has long been a source of frustration for banks, credit unions, and businesses. From inefficient manual processes to limitations on when and where payments can be made, the pains are real—and costly. Fortunately, AP Technology has built solutions that eliminate these challenges and transform how payments are issued.
 
Pain #1: Limited Service Reach
Banks and credit unions are always seeking ways to increase deposits and better serve business customers—especially in specialized verticals or regions where they lack branch offices. Traditional methods often restrict their ability to extend services effectively. The cure? AP Technology’s remote official check printing. This secure solution empowers banks to offer customers convenient, on-demand check issuance, no matter where they are located.
 
Pain #2: Delays in Closing Deals
For law firms, real estate offices, and other industries, time is money. Waiting for checks or making repeated trips to the bank slows down closings and creates unnecessary stress. With APSecure’s remote official check printing, professionals can print secure, official checks instantly—anywhere, anytime—accelerating transactions and reducing disruptions.
 
Pain #3: Manual Processes and Errors
Manual payment workflows are tedious, inefficient, and prone to mistakes. Errors not only cost time but also damage trust. AP Technology streamlines payment issuance with automation that ensures accuracy, saves time, and reduces risk. Businesses gain faster, smoother payment operations without the headaches of manual errors.
 
Pain #4: Chasing Approvals and Signatures
Waiting for multiple stakeholders to authorize payments can bring operations to a standstill. AP Technology removes this obstacle with mobile approvals and signatures, enabling decision-makers to authorize and sign checks securely, no matter where they are. Approvals that once took days can now happen in minutes.
 
Pain #5: Secure Signatures and Branding
Adding authorized signatures and company logos to checks and documents shouldn’t require multiple steps. With ezSigner, businesses can securely apply digital signatures and graphics in a single pass during printing, ensuring professionalism and compliance without extra effort.
 
Pain #6: Legacy System Replacements
Outdated platforms like Secure32 or Create-A-Check leave banks and businesses searching for reliable replacements. AP Technology delivers modern, flexible solutions to replace these systems, while also solving challenges like prefunding accounts for ACH payments or configuring advanced workflows tailored to unique needs.
 
From remote check printing to mobile approvals, workflow automation, and digital signatures, AP Technology has designed a comprehensive suite of solutions to address every payment issuance pain. For banks and businesses alike, AP Technology is the cure for payment issuance pains.
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To discover which solution best fits your needs, visit www.aptechnology.com or contact Sales@APTechnology.co

Checks remain an essential payment method for many businesses. Whether you’re paying vendors, employees, or managing your company’s finances, printing checks securely in-office or at remote locations within your network can save time and help you stay organized. But, to avoid fraud or errors, it’s critical to follow secure practices and use the right tools.

Utilizing secure check printing like SecureCheck, especially from the convenience of your office, or at a designated location can be a game-changer. Not only does it save time, but it also enhances organizational efficiency. Nevertheless, the need for secure practices cannot be overstated when working to protect your financial well-being from fraud or discrepancies.

Why Secure Check Printing Matters

As with any payment method, the process of printing business checks comes with risks. Lost, stolen, or altered checks can lead to financial loss, compliance issues, and the potential for fraud. Secure check printing ensures your payments are protected and meet banking standards. Here’s how you can secure your check printing:

• Use high-security business check stock with built-in anti-fraud features
• Print on MICR-compatible printers for bank verification
• Limit access to check printing materials 
• Implement approval workflows for each payment issuance
• Positive Pay integration: Positive Pay is a banking security feature that helps prevent check fraud by verifying check numbers and amounts before payment. SecureCheck supports Positive Pay, adding an extra layer of protection for businesses printing checks.

Essentials for Printing Checks Safely

To print checks securely, you’ll need the following:

Check Printing Software
Check issuance software helps you process secure business checks that comply with banking standards. It integrates with accounting systems and ensures accuracy. SecureCheck, is a great choice for businesses seeking a reliable and easy-to-integrate solution for a wide variety of check printing needs.

MICR Toner and Secure Check Stock
Using MICR (Magnetic Ink Character Recognition) check stock ensures your printed checks are readable by banks and better-secured against fraud.
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Compatible Printer
Ensure your printer supports MICR toner and is capable of handling the specialized check stock efficiently, avoiding smudges or paper jams.

Custom Internal Processes
Even with the right tools, human error is possible. Establish custom approval steps and access controls to maintain security when printing checks remotely, or in the office. SecureCheck enables custom and automated approval workflows and notifications to ensure the right team members are approving each payment.

Safe Check Printing Tips: 

• Keep your printing area secure to prevent theft
• Print only the checks you need to reduce risk
• Regularly update your check printing software to benefit from the latest security upgrades
• Explore digital signature solutions, like ezSigner, for quick, secure, and compliant check signing.

Why Businesses Choose SecureCheck

Using payment issuance software such as SecureCheck makes secure check printing easier. SecureCheck ensures compliance, easily integrates with accounting systems, simplifies printing checks within your network at desired locations, and includes Positive Pay integration to help prevent fraud and unauthorized payments.

Get Started with Secure Check Printing

Secure check printing doesn’t have to be complicated. With the right check printing software, you can streamline your payment process while ensuring protection. Discover SecureCheck and take the first step towards safe and efficient check printing today. 
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Choosing SecureCheck means prioritizing security, efficiency, and peace of mind. Don’t wait – get a demonstration and experience the benefits of truly secure check print first-hand!

In a rapidly evolving financial landscape, banks and corporations require payment solutions that are efficient, secure, flexible, and configurable to their needs. APSecure has become the leading secure payment processing system for top organizations in North America, and here is how it can benefit you and your customers.

Originally deployed by banks and large businesses as an enterprise check disbursement solution, APSecure has evolved into a comprehensive payment workflow engine capable of processing multiple payment types—including checks, ACH, debit cards, and real-time payments. With a strong API framework, APSecure is prepared for future payment innovations, ensuring institutions are ready for the evolving digital payment landscape.

APSecure’s popularity is partly due to its ability to integrate seamlessly with existing accounting systems, core banking platforms, and internal security protocols. Whether deployed on cloud-based environments or on local servers, APSecure enables secure, configurable payment workflows across various networks, supporting payment requests, approvals, and disbursements with full compliance and confidence. 

APSecure is enabling banks to extend their services to customers—even in areas where there are no bank branches. Remote official check printing means fewer needed trips to the bank for customers, and faster deal closes thanks to on-demand check printing, anytime.

Security is central to the APSecure architecture. Its system supports complex approval hierarchies, audit tracking, and regulatory compliance—giving financial institutions the confidence to manage high-value transactions securely. APSecure has already proven itself capable processing over $100 billion in annual payments processed, demonstrating its reliability, scalability, and trustworthiness.

Beyond technical capabilities, APSecure redefines how organizations approach bank and corporate payment solutions, with an eye on improved customer acquisition, retention, service, and revenue generation. Its automated flexible workflow management allows institutions to streamline operations without sacrificing security or compliance, enhancing payment processing to fit each organization’s specific needs.

APSecure gives organizations the freedom to choose a deployment strategy that balances efficiency, scalability, and security. For banks and corporations seeking a modern, secure, and flexible payment processing solution, APSecure sets the standard for today’s digital-first financial era. Learn more about APSecure today here. 

Increasingly, businesses are under pressure to modernize their payment processes. While electronic payments are gaining traction, one reality remains clear: checks are not going anywhere anytime soon. Checks remain ubiquitous—exchanged by businesses, vendors, and consumers across industries. For companies looking to future-proof their payment strategies, modernizing business payments must include modernized paper check issuance.
 
AP Technology, a pioneer in business payments, has transformed check issuance into a faster, more secure, and fully automated process. Their advanced solutions provide banks and businesses with the ability to print official checks remotely, securely, and on-demand. This innovation significantly reduces the need for in-person bank branch visits while ensuring payments can be issued anytime, anywhere.
 
One standout feature of AP Technology’s modernized check system is electronic remittance, which includes an image of each check payment. This provides payees with both peace-of-mind and the detailed payment information they need—streamlining reconciliation and communication. Businesses benefit from a system that offers transparency and confidence in every transaction.
 
Importantly, AP Technology understands that every organization moves at its own pace when adopting new technologies. That’s why their solutions are designed to integrate seamlessly with both traditional check issuance and emerging electronic payment methods. Companies can rely on secure, modernized checks today and transition to electronic payments tomorrow—on their own timeline. This hybrid approach ensures businesses get the best of both worlds: convenience, speed, and security at the lowest possible cost.
 
AP Technology is also stepping-in to support businesses and banks affected by discontinued payment systems. They are actively replacing Secure32 systems for banks and Create-A-Check systems for businesses, ensuring customers have a reliable, future-ready payment solution that can grow with them. With decades of expertise, AP Technology is uniquely positioned to provide continuity, innovation, and trust in payment issuance.
 
The bottom line: While electronic payments are here to stay, so are checks. Businesses that ignore the importance of modernized check issuance risk inefficiency, delays, and higher costs. AP Technology makes it simple to modernize, automating the process while maintaining flexibility for the future. Check payments are not only surviving in today’s business landscape—they are thriving, thanks to innovation. And that is a good thing.
 
Let AP Technology modernize your payment issuance today. Visit www.APTechnology.com or email Sales@APTechnology.com to get started.

From the pioneer of business payments, AP Technology, comes ezSigner Direct— powerful check-signing software that streamlines and secures the way businesses add signatures and branding images to payments and important documents.
 
With ezSigner Direct, authorized digital signatures and graphics such as company logos are securely applied to checks and documents as they are printed—in a single pass. This means no more check-signing machines, messy stamps, or running checks through printers multiple times. Even better, it eliminates the tedious task of hand-signing stacks of checks.

Security is at the core of ezSigner Direct. Authorized signatures and graphics are stored as encrypted overlays, protected by passwords, ensuring only approved personnel can access or apply them. The software also includes a robust Event Log that tracks all printing activities, while the System Audit feature keeps a precise record of check numbers and account details. For added authenticity, businesses can easily apply a signature watermark and a Time-Date-User Stamp to their documents.
 
ezSigner Direct offers unmatched customization. You can create as many overlays as needed, importing your own signature or logo files directly. Need help perfecting your designs? AP Technology’s skilled graphics professionals can optimize them for maximum quality and security.
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Once set up, overlays can be applied instantly, so your checks and documents reflect your organization’s professionalism while meeting stringent security requirements.
 
Every print job is automatically recorded in the ezSigner Event Log, ensuring transparency and accountability. The System Audit feature works in tandem to verify each check’s details, giving you peace of mind and a clear audit trail—critical for compliance and fraud prevention.
 
Choose ezSigner Direct because:

• Free 30-day trial
• One-pass printing for speed and efficiency
• Eliminates manual signing, stamps, and multiple print runs
• Encrypted, password-protected overlays for secure signature and logo storage
• Unlimited overlay creation for different accounts, signatures, and designs
• Comprehensive logging and auditing for compliance and oversight
• Custom graphics support from AP Technology experts

​Whether you’re a small business or a large financial institution, ezSigner Direct integrates seamlessly into your existing workflow, enhancing both security and productivity.

ezSigner Direct is available with a free 30-day trial, so you can experience firsthand how much time and effort it can save your business. To learn more or to arrange a personalized demo, visit:
https://www.aptechnology.com/check-signing.html or email: Sales@APTechnology.com

​With the discontinuation of the Secure32 payment system, banks and businesses need a trusted, proven replacement to keep payments running smoothly and securely. AP Technology’s APSecure is the ideal solution—offering all the functionality you rely on today, in addition to modern capabilities designed to future-proof your payment operations.

APSecure integrates easily with your existing systems, minimizing disruption while delivering expanded capabilities. Built with a powerful, configurable workflow engine, APSecure is a powerful and configurable workflow engine that can be customized to meet the needs of any customer’s payment process requirements.

Whether issuing checks, ACH, wire transfers, or cards, APSecure has you covered. And APSecure can help port to other payment types. This flexibility ensures that your organization can manage all payment preferences from one secure, centralized platform—streamlining operations and improving efficiency.

Many banks are already using AP Technology’s APSecure for Remote Official Check Printing to attract, retain, and grow deposits from business customers—even in regions where they have no branch locations. This capability allows business clients to issue official checks instantly, on-demand, helping them close deals faster, while reducing unnecessary trips to the bank. The result? More satisfied customers and stronger relationships.

APSecure replaces outdated manual processes with secure, automated disbursement workflows. By eliminating repetitive tasks, APSecure helps organizations become faster, more agile, and more productive. From payment approval to issuance, the system ensures every step is completed securely, accurately, and in compliance with established policies.
 
Why Choose APSecure?

• Proven replacement for Secure32 systems already in use
• Works with your existing systems
• Customizable to fit your organization’s needs
• Handles checks, ACH, wires, and cards
• Enables Remote Official Check Printing for faster deal closings
• Automates and secures the entire payment process

 
Secure32 users don’t need to compromise or risk operational downtime—APSecure delivers a smooth upgrade path with enhanced features that meet the demands of today’s most demanding payment environments. To learn more about replacing your Secure32 payment system with APSecure, visit APTechnology.com or email Sales@APTechnology.com. AP Technology can replace Create-A-Check payment systems, too. Schedule your personal demo, today.

For businesses across the U.S. and Canada, efficient and secure payment issuance is vital to maintaining cash flow, closing deals, and servicing clients quickly—especially in areas without immediate access to bank branches. That’s where modernized check issuance from AP Technology, including Remote Official Check Printing, becomes a game-changing advantage.

Remote Official Check Printing allows businesses to print bank-issued checks remotely, eliminating the need to physically visit a branch. This enables faster deal closures—ideal for industries like real estate, law, automotive, and non-profits where time-sensitive payments are common. Even in regions without a nearby bank, businesses can still issue official checks with full confidence in their legitimacy and security.

At the core of this innovation is AP Technology’s advanced, configurable workflow engine. Designed to adapt to any business environment, this engine automates and streamlines check issuance processes to improve productivity, security, and speed. The workflows are customizable, allowing businesses to maintain complete control over how, when, and by whom payments are authorized and executed. Whether a company has a simple approval process or a complex multi-tiered one, AP Technology’s system flexes to meet that need.

For banks and credit unions, Remote Official Check Printing represents a powerful opportunity to extend banking services beyond physical locations. By offering this capability to their business customers, financial institutions can attract and retain high-value clients, increase deposits, and expand service areas without the costs of building new branches. It’s a strategic way to meet the demands of a mobile, deal-driven economy.

AP Technology’s solutions work seamlessly with existing accounting systems, ensuring minimal disruption during setup. Businesses can integrate modernized check issuance without overhauling their financial infrastructure, saving both time and money. And when a business is ready to evolve further, AP Technology offers expertise in electronic payments, helping companies and banks transition smoothly to digital payment solutions when the time is right.

With nearly 40 of experience, AP Technology is the check issuance solution for banks and businesses seeking security, efficiency, and flexibility in payments. Whether you’re looking to modernize your payment systems, increase payment speed, reduce fraud risk, or simply save money, AP Technology delivers proven results.

To see how automating and modernizing payment issuance can benefit your organization, contact AP Technology today for a demonstration.

Visit: www.APTechnology.com
Email: Sales@APTechnology.com